Where to buy Tezos (XTZ)

The two platforms, honestly compared

Tezos is listed on both major Dutch exchanges. The buying decision is fee arithmetic; the more interesting question is where your XTZ staking happens after the purchase.

• Bitvavo — 400+ assets, volume-tiered fees, free deposits, XTZ staking via Bitvavo Earn (custodial).
• Finst — flat 0.15%, no added spread, flexible staking.

What buying XTZ actually costs

Free EUR deposits and withdrawals on both platforms. On trading, Finst’s flat 0.15% beats Bitvavo’s 0.25% base taker fee for typical buys; Bitvavo’s tiers win at scale. Withdrawals: Bitvavo passes on only the Tezos network fee, Finst adds a €2.50 baseline.

Worked example — a €1,000 XTZ purchase:

• Finst: €1,000 × 0.15% = €1.50 in fees, no added spread.
• Bitvavo: €1,000 × 0.25% = €2.50 at the base taker tier.

Withdraw once: only the Tezos network fee on Bitvavo (a fraction of a cent), or that plus €2.50 on Finst.

How to buy XTZ step by step

1. Create an account on Bitvavo or Finst and complete ID verification.
2. Deposit EUR — free SEPA or iDEAL on both.
3. Place your order — market for instant execution, or a limit order at your price.
4. Decide whether you want to bake/delegate — it changes where the XTZ should live (see below).
5. Withdraw to a Tezos wallet — addresses start with tz1, tz2 or tz3; use Temple, Kukai, or a hardware wallet with a Tezos app. Send a small test amount first.

The staking decision

Tezos baking is non-custodial by design: from a wallet like Temple, you delegate your balance to a baker and keep the keys, with no lock-up. Staking on the exchange is custodial — the platform holds the keys. Both work; the choice is who controls your XTZ.

Two facts most buyers miss:

• Delegation has no lock-up — you can undelegate and move XTZ at any time; only the current cycle’s rewards are affected.
• Rewards flow automatically — once delegated, rewards are paid out on-chain by the baker; you don’t claim them manually.

After you buy

An exchange balance is custodial — Bitvavo and Finst hold your XTZ for you. For anything you plan to keep (especially for staking), withdraw to a self-custody wallet on the Tezos network and delegate from there.

The XTZ checklist

Before you confirm an XTZ withdrawal, run these five checks:

• Network: the withdrawal must say Tezos — not an EVM chain.
• Address: the receiving address starts with tz1, tz2 or tz3 and comes from your own wallet.
• Delegation: if you plan to bake, choose your baker before the balance arrives.
• Test amount: move a small amount first and confirm it lands.
• Backup: the recovery phrase is written down and tested before you hold a meaningful balance.

Baking rewards flow automatically once delegated — the setup, not the rewards, is where mistakes happen.

Who should buy on which platform

• Bakers/delegators — self-custody delegation keeps the keys with you and needs no lock-up; exchange staking is simpler but custodial.
• One-time buyers — Finst’s flat 0.15% is cheaper for a single XTZ position.
• Frequent movers — Bitvavo’s network-fee-only withdrawals win if you move XTZ to a wallet regularly.

Exchanges compared

Verified 6 Aug 2026.

How we evaluate

Every recommendation is based on our published methodology: we separate self-custody wallets, hardware wallets, custodial exchanges and buying platforms, and score each with its own criteria. We label everything as hands-on tested, documentation reviewed, or not yet tested. Commissions never determine rankings.

Read our full methodology

Sources & evidence

• OfficialBitvavo — Tezos listing ↗
• OfficialFinst — Tezos listing ↗
• OfficialBitvavo — fees ↗
• OfficialFinst — fees ↗

Changelog

• 8 Aug 2026Expanded to full buy anatomy: step-by-step purchase flow, worked fee examples and baking/delegation guidance.

Frequently asked questions

Is Tezos listed on Bitvavo?

Yes — Bitvavo lists XTZ for trading and withdrawals, with free SEPA/iDEAL deposits and MiCA authorisation (AFM).

Is Tezos listed on Finst?

Yes — Finst lists XTZ for spot trading with SEPA/iDEAL deposits, flat 0.15% fees and MiCA authorisation (AFM).

Can I withdraw XTZ from Bitvavo or Finst?

Yes — both support withdrawals to external wallets on the Tezos network. Bitvavo charges only the network fee; Finst adds a €2.50 fixed baseline per crypto withdrawal.

Which exchange is cheaper for buying XTZ?

For typical purchases Finst's flat 0.15% beats Bitvavo's 0.25% base taker fee; Bitvavo's tiers win at volume. Withdrawals: Bitvavo passes on only the Tezos network fee, Finst adds a €2.50 baseline.

Where should I stake XTZ after buying?

You can stake on the exchange (custodial) or withdraw to a wallet like Temple and delegate (non-custodial). The difference is who holds the keys — see our Tezos wallet guide.

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