Where to buy Filecoin (FIL)
Filecoin (FIL) can be bought on the major Dutch exchanges Bitvavo and Finst. This page compares fees and the Filecoin-specific address detail that matters when you withdraw.
Bitvavo and Finst are custodial exchanges: they hold your coins on your behalf. Buying and selling is their purpose; the coins remain under the exchange's control until withdrawn. An exchange account and a wallet are different products — this site never ranks an exchange as a 'wallet'.
The two platforms, honestly compared
Filecoin is listed on both major Dutch exchanges. Buying is straightforward; the risk concentrates in the withdrawal step, because FIL uses its own f1/f3 address format and cannot be sent to an Ethereum address.
- Bitvavo — 400+ assets, volume-tiered fees, free deposits. The larger catalogue.
- Finst — flat 0.15%, no added spread, flexible staking. Cheaper default for most purchases.
What buying FIL actually costs
Free EUR deposits and withdrawals on both. Finst’s flat 0.15% beats Bitvavo’s 0.25% base taker fee for typical buys; Bitvavo’s tiers take over at volume. Withdrawals: Bitvavo charges only the Filecoin network fee, Finst adds a €2.50 baseline.
Worked example — a €1,000 FIL purchase:
- Finst: €1,000 × 0.15% = €1.50 in fees, no added spread.
- Bitvavo: €1,000 × 0.25% = €2.50 at the base taker tier.
Withdraw once: only the Filecoin network fee on Bitvavo (usually well under €1), or that plus €2.50 on Finst.
How to buy FIL step by step
- Create an account on Bitvavo or Finst and complete ID verification.
- Deposit EUR — free SEPA or iDEAL on both.
- Place your order — market for instant execution, or a limit order at your price.
- Prepare the receiving wallet — install a Filecoin wallet (e.g. the official one or a Ledger via the Filecoin app) and note the exact
f1address it shows. - Withdraw and test — verify the address format in the exchange’s withdrawal screen and send a small test amount first.
The address detail
When withdrawing FIL to a wallet, use the exact Filecoin address your wallet shows (f1 for standard mnemonic/Ledger accounts). Verify the network is Filecoin in the exchange withdrawal screen — sending FIL to any other network destroys it.
Two formats exist: f1 (standard accounts, from a mnemonic or hardware wallet) and f3 (BLS keys, used mainly by miners). Both are valid receiving addresses, but if you hold your own FIL you will almost always use the f1 address your wallet generates. Never type an address by hand — copy it and verify character by character.
After you buy
An exchange balance is custodial — Bitvavo and Finst hold your FIL for you. For anything you plan to keep, withdraw to a self-custody wallet on the Filecoin network.
The FIL checklist
Before you confirm a FIL withdrawal, run these five checks:
- Network: the withdrawal must say Filecoin — never another network.
- Address: the receiving address starts with
f1and comes from your own wallet (or Ledger’s Filecoin app). - Format: verify the address character by character; f3 addresses exist but are for miners, not holders.
- Test amount: move a small amount first and confirm it lands.
- Backup: the recovery phrase is stored offline and tested before you hold a meaningful balance.
The f1/f3 distinction is the detail that separates careful holders from lost funds.
Who should buy on which platform
- One-time buyers — Finst’s flat 0.15% is cheaper for a single FIL position.
- Frequent movers — Bitvavo’s network-fee-only withdrawals win; FIL network fees are low, so the €2.50 Finst baseline is the dominant cost.
- Storage/DePIN investors — FIL’s value case is decentralized storage; hold it in self-custody. Neither exchange offers FIL staking products worth weighing in the decision.
Exchanges compared
| Bitvavo | Finst | |
|---|---|---|
| Fee (taker) | 0.25% (base tier) | 0.15% flat |
| Fee (maker) | 0.15% (base tier) | 0.15% flat |
| Spread | Market spread | No added spread |
| EUR deposits | SEPA, iDEAL/Wero, Bancontact, Apple Pay, Credit card (1%), PayPal (2%) | SEPA, SEPA instant, iDEAL, Bancontact |
| Crypto withdrawal | Dynamic network fee | Dynamic network fee + €2.50 fixed baseline |
| Staking | Flex + fixed staking on 70+ assets (Bitvavo Earn) | Flexible staking, no lock-up, weekly payout; no lending |
| Regulation | MiCA-authorised, supervised by AFM (Netherlands), since June 2025 | MiCA-authorised, supervised by AFM (Netherlands), since July 2025 |
Verified 6 Aug 2026.
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Cryptocurrency values can fall sharply. Products mentioned may not be available in every country, and custodial services hold your assets on your behalf. Nothing on this site is financial advice.
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We may earn a commission when you sign up or buy through links marked as sponsored. Commissions never determine our rankings.
Cryptocurrency values can fall sharply. Products mentioned may not be available in every country, and custodial services hold your assets on your behalf. Nothing on this site is financial advice.
How we evaluate
Every recommendation is based on our published methodology: we separate self-custody wallets, hardware wallets, custodial exchanges and buying platforms, and score each with its own criteria. We label everything as hands-on tested, documentation reviewed, or not yet tested. Commissions never determine rankings.
Sources & evidence
- OfficialBitvavo — Filecoin listing ↗
- OfficialFinst — Filecoin listing ↗
- OfficialBitvavo — fees ↗
- OfficialFinst — fees ↗
Changelog
- Expanded to full buy anatomy: step-by-step purchase flow, worked fee examples and f1/f3 address guidance.
Frequently asked questions
Is Filecoin listed on Bitvavo?
Yes — Bitvavo lists FIL for trading and withdrawals, with free SEPA/iDEAL deposits and MiCA authorisation (AFM).
Is Filecoin listed on Finst?
Yes — Finst lists FIL for spot trading with SEPA/iDEAL deposits, flat 0.15% fees and MiCA authorisation (AFM).
Can I withdraw FIL from Bitvavo or Finst?
Yes — both support withdrawals to external wallets on the Filecoin network. Bitvavo charges only the network fee; Finst adds a €2.50 fixed baseline per crypto withdrawal.
Which exchange is cheaper for buying FIL?
For typical purchases Finst's flat 0.15% beats Bitvavo's 0.25% base taker fee; Bitvavo's tiers win at volume. Withdrawals: Bitvavo passes on only the Filecoin network fee, Finst adds a €2.50 baseline.
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